Save money this Christmas {and still give great gifts!}

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I love everything about the holiday season.  The smell of the fir trees, sweater weather, warm cider and especially giving gifts.  Which gets expensive.  Fast.  If your like me then you try to buy for everyone in your family.. and not just one gift but a few.  And not just a few gifts.. but the… Continue Reading…

How to cut your expenses (part five) and link party!

This is the final part of our how to cut your monthly expenses series. (Click here for all previous entries). We talked about classifying our expenses into two categories and discussed how to reduce our fixed costs. The second category is variable expenses. Remember the question to determine if it was a variable? “ ’Will this… Continue Reading…

How to cut your expenses (part four) and link party!

Ok, so the past few weeks we have been talking about cutting our personal expenses.  We first split them into two categories, fixed and variable expenses.  We have had two examples of large bills (car payments and mortgages) and some practical ways of lowering them each month.  Our last fixed expense example is TV. Did… Continue Reading…

Simple ways to save

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“No, sir, I have no experience but I’m a big fan of money. I like it, I use it, I have a little. I keep it in a jar on top of my refrigerator. I’d like to put more in that jar. That’s where you come in.” – The Wedding Singer Money.  Its what make… Continue Reading…

Financial Friday

Welcome to our second Financial Friday!  Last week we talked about the golden rule of personal finances, know your credit score.  Today we are going to go over a few simple tricks that will help you improve your credit score. First here is how your credit score is determined. Photo credit A major part of your… Continue Reading…